After making all the preparations, having to cancel a trip must be frustrating for you and your wallet. Despite the money and time spent on preparing, we recognise that it may occasionally be essential to cancel your travel plans. Therefore, we are aware of how important it is to purchase international travel insurance while organising a vacation overseas.
But how would flight travel insurance help if the disaster happened before you even left on your trip, you might be wondering. The trip cancellation insurance steps in as your saviour in this situation.
Let’s look into this a little.
What Does Trip Cancellation Insurance Cover?
If you have to cancel your trip due to an unanticipated emergency, trip cancellation insurance enables you to recover the non-refundable costs incurred when booking your airline, cruise, hotel, etc. reservations.
To add trip cancellation coverage to your travel insurance plan, some travel insurance from India providers may charge an additional fee, while others might not. When purchasing travel insurance, Care Health Insurance offers regular trip cancellation coverage.
Are Trip Interruptions And Trip Cancellations The Same Thing?
Although they can be combined in a comprehensive travel insurance plan, trip cancellations and interruptions might occasionally mean something else.
A flight travel insurance policy that covers trip interruption will pay for any expenses you make while travelling. Additionally, the benefit reimburses you for any previous travel-related expenses you may have incurred. It also includes the last-minute flight reservation for getting back to one’s own country.
What Are The Permitted Grounds For Cancelling A Trip?
Depending on the plan, different situations and rewards for travel cancellation may be included. Therefore, it is always advised to study the terms and conditions of your plan before purchasing the entire plan. Please feel free to consult your insurance if you are still unclear about any of the clauses.
Here are a few factors that satisfy the requirements for most travel insurance from India plans’ payment for trip cancellations:
- Unexpected medical needs of the insured or the illness or demise of a member of their immediate family.
- Disasters caused by nature in the nation you are about to visit.
- Riots or terrorist attacks in the country you intend to visit.
- At least ten days have passed since the loss of the passport.
- The government controls travel advisories.
Are All Trip Cancellations Eligible For Reimbursement?
In the event that you do not meet the criteria for one of the mentioned reasons for cancelling the trip, not all insurance companies will compensate you. However, if you are unsure about your trip, your travel insurance coverage might provide a higher premium that covers cancellation for any reason.
So stop worrying now! You have already taken the correct step by being covered with trip cancellation benefits if you purchased the international travel insurance plan from Care health insurance! And if you still have work to do, now is the time to buy travel insurance online for all of your upcoming trips!
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
